Commercial Trucking Insurance
Coverage that goes the distance.
Whether you manage a fleet or drive solo, we help you stay compliant, protected, and on the road.
Commercial trucking is high-stakes work—and your insurance should reflect that. At Thruway, we offer coverage for independent owner-operators, freight carriers, and fleet-based businesses. With access to NYAIP and multiple carriers, we work hard to find solutions for drivers and businesses who’ve been turned away elsewhere.
Protection for your vehicle, your cargo, and your reputation.
Commercial auto liability
Physical damage and collision coverage
Cargo and freight protection
Non-trucking liability (bobtail coverage)
Motor truck general liability
Whether your truck is your business or part of a larger operation, the right coverage can protect your equipment, shield your company from lawsuits, and keep you compliant with state and federal regulations.
Who Needs It?
If you haul, you need protection that hauls with you.
From box trucks and flatbeds to tractor-trailers, we help:
- Independent drivers
- Freight and logistics companies
- Businesses with delivery vehicles
- Companies needing policy help after coverage denials
If you’ve been declined coverage, we can often help—especially through our NYAIP programs.
We Speak DOT
Understanding insurance isn’t your job—it’s ours.
Our team knows the DOT requirements, filings, and timelines you need to follow. We’ll walk you through your policy, keep your business in good standing, and help you renew with ease.
Do I need commercial insurance if I use my truck for both business and personal use?
Yes. If a vehicle is used for any business purpose, it must be covered under a commercial policy—even if it’s also your personal vehicle.
Can you help if I’ve been denied trucking coverage elsewhere?
Absolutely. We work with NYAIP and other programs to help find coverage for drivers and businesses with challenging histories.