General Liability Insurance
Protection for the unexpected.
One of the most essential types of business insurance—covering the everyday risks that come with running a business.
General liability insurance helps shield your business from the kinds of claims that can derail operations—bodily injury, property damage, and legal costs, to name a few. Whether you operate from a storefront, job site, or office, this foundational policy is often the first layer of protection you need.
Coverage that applies to nearly every business.
Bodily injury or medical costs if someone is hurt on your premises
Damage to a client’s property during the course of your work
Legal fees if your business is sued for negligence
Certain advertising and reputational claims
General liability isn’t just for construction or retail. Even a single meeting in a shared space can lead to risk. This policy helps cover unexpected expenses that could otherwise hit your bottom line hard.
Do You Need It?
If you work with clients, customers, or the public—you probably do.
This coverage is often required for licensing, contracts, or leasing space. It also provides peace of mind, knowing that a simple mishap doesn’t have to turn into a financial crisis.
Get Help Choosing the Right Limits
One-size-fits-all coverage doesn’t fit here.
Our team will explain what policy limits mean, how much protection you may need based on your industry, and what exclusions to watch for. We keep things clear, so you can make confident decisions.
Is general liability required by law?
Not always—but many leases, licenses, and contracts require it. Even if it's not legally mandated, it’s a foundational protection for any business.
Does this cover damage to my own property?
No. General liability covers third-party claims. For your own property, you’ll need separate property or equipment coverage.