Construction Insurance
Built for the job site. Backed by experience.
From tools to teams, protect your construction business with coverage that works as hard as you do.
Every project comes with risk. At Thruway, we help contractors, builders, and construction firms stay covered—from bid to build. Whether you're overseeing a crew, managing subcontractors, or working solo, we offer policies that protect your business from claims, losses, and delays that can cost you more than just time.
Coverage for contractors who can’t afford surprises.
General liability and property damage
Tools and equipment coverage
Workers compensation for labor crews
Builders risk and course of construction
Commercial auto for company vehicles
Bonding and surety support (as needed)
From slip-and-fall incidents to theft at the job site, we help you prepare for the unexpected—and stay ahead of licensing and bid requirements.
Who Needs It
We work with crews of every size.
We regularly insure:

- General contractors
- Electricians and plumbers
- HVAC and mechanical firms
- Specialty trades (roofers, masons, framers)
- Subcontractors and independent tradespeople
If you're required to show proof of insurance or carry specific coverage for a job, we can help ensure you meet every obligation.
Why Thruway
We speak contractor.
We know what it means to quote jobs, juggle crews, and stay within budget. That’s why we offer straight answers, fast responses, and no-fuss policy setup. Whether you're wrapping up a project or just breaking ground, we’re ready to help.
Is this required to bid on projects?
Most commercial and municipal jobs require proof of insurance, including general liability and workers comp. We can issue COIs quickly for bids.
Can I get coverage as a solo contractor?
Yes. Whether you're an LLC or sole proprietor, we offer scalable policies to suit your work style and project size.